Chiropractor After Car Accident Utah

What Your Utah PIP Covers

How You Pay $0 After a Crash

What is PIP?

Personal Injury Protection (PIP) is a required part of every Utah auto insurance policy. If you're hurt in a crash, your own PIP pays for medical care first — regardless of who caused the accident — up to your policy limit (at least $3,000, Utah Code §31A-22-307). There is no deductible for PIP medical benefits, which is why your injury exam and treatment can be $0 out of pocket to you.

What PIP typically covers after a crash:

Medical and chiropractic care for crash-related injuries
Diagnostic exams and necessary imaging referrals
Documentation of your injuries (important for your health AND any insurance claim)

The 3 things to know in the first days after a crash:

Get checked early — even if you "feel fine." Adrenaline masks pain; whiplash and soft-tissue injuries often show up hours or days later.
You do not have to use the at-fault driver's insurance to start care. Your own PIP covers you now.
Documentation matters. A proper exam record from day one protects your recovery and your claim.

How we make it $0 and effort-free for you:

We verify your PIP benefits and bill your insurance directly.
We complete 100% of the medical paperwork.
If you have an attorney, we coordinate with them so your records are where they need to be.

Educational only — not a diagnosis and not legal advice. This explains how Utah PIP generally works; your coverage depends on your policy. For a medical concern, consult a licensed healthcare professional.

If this is an emergency or you have severe symptoms (loss of consciousness, severe headache, numbness, trouble breathing), call 911 now.

We handle insurance billing and paperwork, not legal representation; if you have a lawyer we coordinate with them.

Ready When You Are

Start Your Free PIP Injury Check

$0 out of pocket via your Utah PIP. We verify your benefits and call you within 1 business hour to book your same-week exam — and we handle 100% of the paperwork.

Book My Free PIP Injury Check Call Now — We Verify Your PIP: (801) 590-8615

Free Post-Crash Resources

Not Sure How Hurt You Are? Start Here.

Whiplash Symptom Checklist

Felt "fine" after your crash? Here's the checklist of whiplash symptoms that show up days later — free.

Open the checklist →

Concussion or Whiplash? Guide

After a crash or a hard hit, here's how to tell how worried to be — from a concussion-trained DC.

Read the guide →

How Utah PIP Works

Does insurance cover a chiropractor after a crash in Utah? See the $3,000 / no-deductible facts and how billing works — $0 out of pocket.

Read the guide →

Dr. Cody Mecham at Mecham Chiropractic in Murray

Your Doctor

Dr. Cody Mecham, DC

Dr. Mecham has treated hundreds of auto accident patients across Murray, Salt Lake City, and the greater Salt Lake Valley. His training includes sports chiropractic and concussion-related education — the ACBSP Concussion Registry and CDC Heads Up provider training — which matters when post-crash headaches, neck pain, or dizziness need a concussion-aware eye.

Every Free PIP Injury Check is a thorough, documented exam. You leave with a plain-English injury report, and our office handles the PIP billing and paperwork so you can focus on healing.

Doctor of Chiropractic — Licensed in Utah

Concussion-trained (ACBSP / CDC Heads Up)

4700 South 900 East #16, Millcreek, UT 84117

5.0 / 434 patient reviews

(801) 590-8615

Utah PIP Questions

Free PIP Injury Check FAQs

Does Utah PIP cover chiropractic after a crash?

Yes. Personal Injury Protection is required on every Utah auto policy and pays for medical care first, regardless of who caused the crash. Under Utah Code §31A-22-307 it includes at least $3,000 with no deductible, which commonly covers chiropractic evaluation and treatment after an accident.

Do I pay anything out of pocket?

For most patients, no. Your Utah PIP has no deductible and covers crash-related care up to your policy limit, so the injury exam and treatment can be $0 out of pocket to you. We verify your PIP benefits and bill your insurance directly, so there are no surprises before care begins.

What if the crash wasn't my fault?

You're still covered. Utah is a no-fault state, so your own PIP pays for your medical care first regardless of who caused the accident. You do not have to use the at-fault driver's insurance to start care. Your PIP covers you now, and we handle the billing and paperwork for you.

What if I have an attorney?

No problem. If you have a lawyer, we coordinate with them so your treatment records are where they need to be. We handle insurance billing and the medical paperwork, not legal representation. Your clean, documented exam from day one supports both your recovery and your attorney's work on your claim.

How soon should I get checked after a crash?

As soon as possible, even if you feel fine. Adrenaline masks pain, and whiplash and soft-tissue injuries often show up hours or days later. Getting checked early gives you a proper exam record from day one, which protects both your recovery and your claim. We offer same-week appointments to make that easy.

What happens at the Free PIP Injury Check?

Dr. Mecham performs a thorough, documented injury exam — reviewing your symptoms, checking spinal and neck motion, and screening for concussion-aware red flags after a crash. You leave with a plain-English injury report and clear next steps. We verify your PIP, bill your insurance directly, and complete 100% of the paperwork.

Hurt in a Crash? Get Checked Free This Week.

We verify your Utah PIP, bill your insurance directly, and handle every form. You pay nothing out of pocket — you just focus on healing.

Book My Free PIP Injury Check Call Now — We Verify Your PIP: (801) 590-8615